Insurance · Takaful · Brokers · Health
Insurance Technology Solutions, Built Around Your Core
We design and build insurance software solutions that help insurers, Takaful operators, brokers and health insurers modernise how they sell, settle claims and keep customers. We work around your core system, not instead of it, and on hosting your regulator accepts.
The pressure in 2026
Insurers are asked to do more, on systems built for less
Claims costs are rising. Customers expect to buy and claim on their phones. Regulators want proof of fair outcomes, safe data and controlled AI. Most insurers cannot replace the core system to fix this. They do not have to.
Claims take too long
Customers judge you at the claim, and every manual hand-off adds days.
Motor and health margins are thin
Price competition leaves little room for slow underwriting or leaked fraud.
Compliance deadlines keep arriving
Data protection, cyber security and AI governance rules now reach every system that touches a customer.
The core slows every change
A new product or partner can take months when every rule lives in a legacy system.
Distribution is moving
Sales now come through apps, aggregators, banks and partners, and each needs its own journey.
Solutions
Seven ways we help insurers move faster
Start with the problem that costs you most. Each solution works on its own and connects to the rest.
Digital Distribution & Policy Platforms
Quote, buy, renew and service policies online, for direct customers, agents, brokers and partners.
Claims Automation
Take a claim in minutes, read the documents automatically and send simple claims straight to settlement.
Underwriting & Pricing Automation
Triage referrals, pre-fill risk data and give underwriters one screen to decide.
Core & Legacy Modernisation
Wrap your core in modern APIs and launch products without a core replacement.
Data, AI & Governance
One trusted data layer, private AI that keeps data in your country, and controls your regulator can audit.
Marketing Automation, CRM & Customer Growth
Win, renew and cross-sell with automated journeys across email, WhatsApp and your sales team.
Cloud, Security & Compliance
Hosting, security and monitoring designed for insurance rules in each market you serve.
Proof
Insurance work in production
250%
Sales growth for a leading MENA insurer, through marketing automation for leads, sales and retention.
Amana Insurance Broker
Bilingual aggregator app and website. Customers search for and buy insurance across categories in minutes.
Noor Takaful
Redesigned motor journey with separate B2B and B2C flows, from quick quote to payment.
QIC Anaya
Native iOS and Android apps with Qatar ID login, an e-wallet and real-time checks against the legacy system.
Qatar Insurance Company
Policy and offer pages across three markets, delivered to a tight launch date.
From our wider AI work, other industries: 93.3% document-retrieval accuracy in our RAG benchmark · proposal effort cut from 14.2 to 3.8 hours over 90 days.
One partner, whole lifecycle
From the first search to the settled claim
Most insurers buy marketing from one firm, software from another and hosting from a third. Each hand-off loses data and time. We cover the whole journey with one team.
| Stage | What we build | Capabilities |
|---|---|---|
| Attract | Insurance SEO, paid campaigns, landing pages | SEO · Internet Marketing · Web Design |
| Nurture | Lead scoring, renewal and quote-recovery journeys, WhatsApp follow-up | Marketing Automation · CRM |
| Quote & buy | Customer apps, aggregator and broker portals, payment and KYC checks | Web and Mobile App Development |
| Underwrite | Rules engines, AI referral triage, underwriter workbench | AI Agents · Machine Learning · Data Engineering |
| Service & renew | Self-service portals, chat assistants, renewal reminders | Generative AI · RAG |
| Claim | Digital FNOL (First Notice of Loss), document AI, fraud signals | AI Automation · Agentic AI |
| Run | Regulated cloud, DevOps, security, 24x7 monitoring, analytics | Cloud · DevOps · Cybersecurity · Managed IT |
How we deliver
Delivered in sprints, with the controls regulated teams expect
We deliver in two-week sprints and follow industry best practices for agile delivery, security and quality. You see working software at the end of every sprint. Nothing goes live without your sign-off.
01
Review
We look at one journey and agree on the goal and how we will measure it.
02
Wrap
We connect to your core and data through APIs, without changing the core.
03
Extend
We build new journeys, automation and AI on top, one release at a time.
04
Scale
We roll out to more products and markets, and run it with you.
Controls built into every project
Two-week sprints with demos
You review working software every sprint, not slides.
Security review before go-live
Threat modelling, code scanning and penetration testing, with fixes before launch.
Testing and UAT sign-off
Automated and manual testing, then user acceptance testing by your own team.
Data migration checks
Record counts and sample checks reconciled before any switch-over.
Documentation and handover
System, API and operating guides, so your team is never locked in.
Hypercare
Close support from the delivery team in the first weeks after launch.
Who we work with
Built for every part of the insurance value chain
Insurers · life, general, health
Takaful operators · Arabic–English journeys
Brokers & aggregators · comparison, agent portals
Health insurers & TPAs · pre-authorisation, member apps
Insurtechs & MGAs · launch-ready platforms
Markets and compliance
Designed for the rules in your market
GCC
Arabic–English journeys, Takaful products and in-country hosting options. Teams in Doha and Dubai.
India
Consent and data-rights flows for the DPDP Act as it phases in, and controls aligned to IRDAI cyber guidelines.
UK
Evidence trails for the FCA’s Consumer Duty, including fair claims outcomes.
US
Documented AI controls in line with state regulators’ AI guidance, and data APIs for health payers.
We design and operate for these rules. We do not certify compliance.
Free guide
Modernising claims and distribution around the core
A 2026 guide for GCC insurers: where claims and distribution lose time and money, and how to fix them without replacing the core system.
How we engage
Start small, prove it, then scale
01
30-minute review
Free. We look at one journey and show where time and money leak.
02
Discovery · 2–3 weeks
We map systems, data and rules, and agree on one measurable goal.
03
Pilot · 8–12 weeks
One line of business, one market, live users.
04
Scale and run
More products and markets, with managed cloud and 24×7 support.
FAQ
Questions insurers ask us
No. We connect to your core through APIs, database views or file feeds. New journeys and automation sit on top, so the core keeps running.
Yes. We work with commercial and in-house cores, and with your current payment, KYC, CRM and messaging providers.
Where your regulator expects. That can be a local cloud region, your own data centre or a private setup. AI models can run privately so data never leaves your environment.
AI prepares, checks and recommends. A person makes the final decision on anything material. Every AI step is logged so you can explain it to auditors and customers.
Yes. We have delivered bilingual Arabic–English platforms and Takaful motor journeys in Qatar and the UAE.
Yes. We run insurance SEO, paid campaigns, marketing automation and CRM, so the leads your platform creates are followed up.
It depends on scope. Most clients start with a fixed-price discovery. We then quote the pilot from what discovery finds. You can choose fixed price, time and materials, or a dedicated team.
You do. The code, designs and documents we build for you are yours once the final payment is made.
Our delivery teams are in Bangalore. Account and consulting teams are in Doha, Dubai, London and New York. Working hours overlap with the GCC and the UK, and we visit on site for workshops and launches.
A map of your current systems and data, the agreed goal and how it will be measured, a solution outline, a pilot plan and a fixed quote for the pilot.
The first month of support is free. After that, you can choose a support package or full managed services.
You get daily, weekly or monthly status meetings, plus shared project tools.
Find the fastest win in your claims or distribution journey
Book a 30-minute review with our insurance team. You will leave with three changes you can make this quarter.
